It is thought that Harris, who was involved in a car crash in Los Angeles last month, was the one to call things off.
A source told E! News: "Taylor's heart was more in it then he was. He started to lose interest over the past few months, but really tried to not just break up."
The news will come as a surprise to the music stars' fans after they were photographed hugging and kissing at recent awards ceremonies and the California festival Coachella.
Harris, whose real name is Adam Wiles, was a passenger in a Cadillac when the vehicle collided with a Volkswagen Beetle in Coldwater Canyon, near Beverly Hills on 20 May.
A statement posted on Harris's Facebook page last week said he was "still recovering" as he pulled out of two Las Vegas shows.
He had previously cancelled a performance at the Omnia nightclub in Las Vegas and a headline slot at the Hangout Festival in Alabama following the crash.
It is believed that Harris also blamed touring and travelling for the breakdown of the relationship. No one else is thought to be involved.
His current single with Rihanna, This Is What You Came For, was at number three in the UK singles chart last week.
Swift, who has become one of the world's biggest pop stars with hits including Shake It Off and Bad Blood, has previously been romantically linked with One Direction star Harry Styles.
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